Foreclosure Timeline Tool

How much time do you have in foreclosure?

Yes, you can sell your house while it is in foreclosure, and in most cases right up until the sale. The key is knowing where you stand and acting before the deadline. Tell us where you are and we will show you roughly how much time you have and what you can still do. ROI National buys houses for cash across Pennsylvania, New Jersey, and Delaware, and can close in as little as seven days.

Can you sell your house when it is in foreclosure?

Yes. You keep the right to sell your home at almost any point before the foreclosure sale is finalized. Selling pays off the loan, stops the foreclosure, and lets you keep any equity that is left instead of losing it at auction. A cash sale is often the fastest way to do that, because there is no waiting on a buyer’s mortgage approval. You can read what our sellers say on our customer reviews page or see the full process in how it works.

Why selling beats letting the home go to auction

At a foreclosure auction you usually lose the home and any equity in it, and the foreclosure stays on your record. Selling before the sale lets you control the outcome: you choose the closing date, you pay off the lender, and you walk away with whatever is left rather than nothing. ROI National buys in any condition, so you do not spend money on repairs while the clock is running.

When should you act if you are behind on payments?

The sooner the better. Early on you have the most options and the most time. Even late in the process, at the point of a scheduled sale, a fast cash sale can still work because we close in as little as seven days. If you are dealing with a foreclosure alongside an inherited property or a divorce, we can handle those situations too.

Frequently asked questions