70% Rule · ROI National
Maximum Offer Calculator
ROI NATIONAL · INVESTMENT CALCULATOR
What this calculator teaches you: it shows how a cash buyer arrives at the highest offer they can make on your home, so you can see exactly where the number comes from. Enter three figures and it does the math with the 70 percent rule.
After-Repair Value (ARV): what your home would sell for once it is fully fixed up. This is the starting number, so it carries the most weight.
Estimated Repair Costs: what it would cost to get it to that value. The more work it needs, the lower your offer.
Offer Percentage: the share a cash buyer can pay after closing costs, holding costs, and a small return. 70 percent is the industry standard.
Maximum Offer Amount (MOA): the result, the highest cash offer the math supports. After-Repair Value times 70 percent, minus repairs, equals your MOA.
Cash Offer Calculator: See Your Maximum Offer in Seconds
Use this free calculator to get a working estimate of the cash offer for your house. Enter what the home would be worth fully fixed up and what repairs it needs, and the tool shows the maximum offer a cash buyer can make. It is a starting point, not a contract, and ROI National confirms every number with you directly.
How the calculator works: the 70 percent rule in plain English
Cash buyers price a house with one formula: After-Repair Value multiplied by 70 percent, minus repair costs. The 30 percent that comes off the top is not profit alone. It covers closing costs, holding costs, the cost of the repairs themselves, and a small return that keeps a buyer in business. The calculator runs that math for you so you can see how an investor arrives at a number.
What affects your cash offer
Three things move your offer: the After-Repair Value, which is what the home sells for once renovated; the cost of repairs, where the more work a home needs, the lower the offer; and the standard deductions every buyer accounts for. ROI National grounds the After-Repair Value in recent sales of similar homes nearby, the same comparison a professional appraisal uses, so the estimate reflects your real market, not a guess.
Cash offer versus listing with an agent
Listing on the open market can bring a higher sticker price, but it adds agent commissions, closing costs, repairs the buyer asks for after a home inspection, and weeks or months of showings. A cash sale trades top dollar for speed and certainty: no repairs, no financing that can fall through, and a closing date you choose. The right choice depends on whether your priority is the highest possible price or a fast, sure sale.
Common reasons homeowners take a cash offer
A cash sale fits sellers handling an inherited house in probate, a home headed toward foreclosure, an out-of-state property they no longer want to manage, a divorce, or a house that needs more repairs than they can afford. In each case the appeal is the same: sell as-is, skip the cleanup and showings, and move on with money in hand.
Areas we serve
ROI National buys houses for cash across Lower Bucks County, Pennsylvania, including Bensalem, Bristol, and Levittown, plus Camden, Burlington, and Gloucester counties in New Jersey, and New Castle County, Delaware, including Wilmington. Our office is at 1310 Industrial Blvd, Suite 103, Southampton, PA 18966. Call 215-278-9944 to talk through your home and your numbers.
Frequently asked questions
It is a close estimate based on the figures you enter. ROI National confirms the After-Repair Value and repair costs with you before making a firm cash offer, so the final number reflects your specific home.
After-Repair Value is what your home would sell for once it is fully renovated. We base it on recent sales of similar homes in your area, the same comparison an appraiser uses.
A cash buyer covers the repairs, the closing costs, and the carrying costs while the home is fixed and resold. The 70 percent rule builds room for all of that, which is the trade for selling as-is with no repairs, no commissions, and a fast close.
No. ROI National buys houses as-is. You can leave behind anything you do not want, and you never pay for repairs or a home inspection.
You can get a cash offer quickly after we review your home, and you choose the closing date that works for you. Call 215-278-9944 to start.